There will only ever be 100 billion XRP. This cap is expected to be reached in the coming years. Afterward, the total supply will decrease over time as transaction fees are burned, making XRP deflationary in the future.
XRPL offers built-in features that support decentralised finance (DeFi) activities without the need for smart contracts. This enables greater capital efficiency by aggregating liquidity at the protocol level, rather than siloing it within individual smart contracts.
Cryptocurrency now represents over 1% of the global market portfolio, making it a key component of a diversified investment strategy. As an uncorrelated asset class, cryptocurrencies can enhance diversification and potentially improve risk-adjusted returns in a multi-asset portfolio. XRP, as an altcoin to Bitcoin, can complement Bitcoin in a portfolio, reducing exposure to a single token.
Diversification in portfolio exposure
XRPL’s native protocol functionalities
XRP supply is capped